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Credit Scores, Interest Rates, and You

By shahrdads | February 18, 2021 |

Credit Scores are one of the main factors in making financial decisions. We’ve compiled information from our resources and have put together a basic set of guidelines that may help you determine where you stand in terms of credit. This guide assumes that you meet other requirements, such as: Enough money for a down payment…

How Federal Interest Rate Decisions May Affect Mortgage Rates

By shahrdads | February 18, 2021 |

The Federal Reserve (also known as “the Fed”) is the central banking system in the United States. In order to keep the economy functioning, they periodically raise or lower the cost of obtaining a loan, which also affects associated interest rates. It’s in your best interest to stay informed about the fluctuating rates determined by…

How to save money with solar power: All you need to know

By shahrdads | February 18, 2021 |

Green energy is becoming popular at a fast rate, and solar is one of the best energy-efficient options for homeowners. Solar energy, when captured with solar systems, is converted into usable electricity. These solar systems offer significantly reduced power bills for a lifetime, and the savings start as soon as they are installed. While there…

Tips on Refinancing

By shahrdads | February 18, 2021 |

Refinancing your mortgage will pay off your existing home loan and replace it with a new one. Potential benefits may include receiving more favorable terms, like a lower interest rate or lower monthly payments, or switching from an adjustable rate to a fixed rate. Refinancing could also let you tap into the equity of the…

Should You Refinance?

By shahrdads | February 18, 2021 |

It’s not easy if you’re on the fence in deciding whether or not you want to refinance your home. The grass looks greener on both sides at different times and being stuck in the middle can feel like a never-ending struggle. The more you know about your options and how to choose the best time,…