Credit Scores are one of the main factors in making financial decisions. We’ve compiled information from our resources and have put together a basic set of guidelines that may help you determine where you stand in terms of credit. This guide assumes that you meet other requirements, such as: Enough money for a down payment…

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The Federal Reserve (also known as “the Fed”) is the central banking system in the United States. In order to keep the economy functioning, they periodically raise or lower the cost of obtaining a loan, which also affects associated interest rates. It’s in your best interest to stay informed about the fluctuating rates determined by…

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Green energy is becoming popular at a fast rate, and solar is one of the best energy-efficient options for homeowners. Solar energy, when captured with solar systems, is converted into usable electricity. These solar systems offer significantly reduced power bills for a lifetime, and the savings start as soon as they are installed. While there…

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Refinancing your mortgage will pay off your existing home loan and replace it with a new one. Potential benefits may include receiving more favorable terms, like a lower interest rate or lower monthly payments, or switching from an adjustable rate to a fixed rate. Refinancing could also let you tap into the equity of the…

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It’s not easy if you’re on the fence in deciding whether or not you want to refinance your home. The grass looks greener on both sides at different times and being stuck in the middle can feel like a never-ending struggle. The more you know about your options and how to choose the best time,…

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